Industry:

HEATING & COOLING

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Elevate HVAC Operations with Accounts Receivable Financing

With PLEX Capital's factoring services, Heating & Cooling companies gain immediate access to working capital by converting unpaid invoices into cash. Whether it's investing in new equipment, covering payroll, or expanding operations, our flexible financing options empower businesses to thrive in a competitive market.


Say goodbye to cash flow gaps and hello to financial stability with PLEX Capital. Reach out today to learn more about how alternative financing can transform your business.

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Leveraging Invoice Factoring for Commercial HVAC Success

We understand the needs of the heating & cooling industry and offer tailored financial solutions to address these challenges head-on.

Immediate Access to Funds

Gain rapid access to working capital by converting outstanding invoices into cash within 24-48 hours.

Improving Cash Flow Stability

This ensures consistent cash flow to cover operational expenses, such as equipment maintenance, payroll, and inventory.

Unlimited Funding Potential

Allowing heading & cooling contractors to access funds based on their invoice volume and business growth.

Enhancing Client Relationships

By ensuring prompt payment for services, you build trust and credibility with clients, leading to repeat business, referrals, and long-term partnerships.

Unlocking Financial Freedom With The PLEX Capital Advantage

Tailored Funding Amounts

Tailor your funding to suit your needs with flexible financing options.

Transparent & Competitive Rates

Transparent and affordable financing solutions without any hidden fees or surprises.

Industry Expertise

We understand the unique obstacles and financial needs of heating and cooling companies.

No Credit Needed

Funding decisions are based on the creditworthiness of your clients, not your agency's credit history.

Risk Mitigation

Reduce the impact of late or non-payment from clients, allowing you to concentrate on essential operations.

Free & Easy Application Process

Experience a streamlined funding process, businesses can get funded in as little as 24-48 hours.

No Long Term Contracts

Enjoy the adaptability and freedom of your financial arrangements.

Collateral-Free Financing

Our invoice factoring services don’t require any collateral, offering financial ease without risking your assets.

Empower Your Journey:
PLEX Capital for Heating & COoling Companies

Go from application to funding your business.

Could Invoice Factoring Benefit Your Heating & Cooling Business?

Invoice factoring could help your business:


  • Manage Seasonal Fluctuations
  • Invest in Equipment and Technology
  • Expand Services Offered
  • Cover Payroll and supplier Expenses
  • Meet Client Demand
  • Navigate Payment Delays
  • Fuel Business Growth


At PLEX Capital, we are committed to supporting the success of businesses by providing flexible financing options tailored to their unique needs.

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The Simple Steps to Getting Funded Today

We pride ourselves on the simplicity of our payroll funding process from start to finish.

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1. Sign Up for Free

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2. Send Your Invoices

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3. Get Funded Today

Frequently Asked Questions: Heating & Cooling Financing

Have an industry specific question? We’re here to help.

  • How can PLEX Capital help heating and cooling companies overcome cash flow challenges?

    Plex Capital provides immediate access to working capital, enabling them to cover operational expenses, invest in growth initiatives, and navigate payment delays effectively. Our financing solutions are designed to address the unique cash flow needs of the heating and cooling industry.

  • How quickly can I receive funding?

    Plex Capital offers fast and efficient funding, with funds typically available within 24-48 hours of invoice verification. 

  • What is invoice factoring, and how does it differ from traditional loans?

    Invoice factoring involves selling unpaid invoices to Plex Capital at a discount for immediate cash, while traditional loans involve borrowing a fixed amount of money and repaying it over time with interest.

  • Are there fees are associated with factoring for heating and cooling companies?

    Plex Capital offers transparent fee structures for invoice factoring. There are no hidden fees, and all costs are clearly outlined upfront to ensure transparency.

  • What are the eligibility requirements for invoice factoring with PLEX Capital?

    Eligibility for invoice factoring depends primarily on the creditworthiness of your clients and the quality of your invoices. We consider factors such as the credit history of your clients, the size and frequency of your invoices, and the nature of your business.

A Community of Clients and Partners with Proven Results

Don't just take our word for it. Listen to the members of your community who have been able to pay their employees on time and expand their business thanks to help.

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Shemeks J

Verified Client Testimony

"In one sentence tell me why you use PLEX Capital? The reason I chose PLEX was that it was an engaging experience and all of my questions were readily answered. How has using PLEX Capital helped your business? It has helped my business to thrive. What is it like working with PLEX Capital? It has been educational and rewarding working with them."

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D. Richards

Verified Client Testimony

"Working with PLEX Capital has been an outstanding experience! The level of consistency, professionalism, and reliability that the PLEX team brings to the table has far exceeded my expectations. They are true professionals and experts in their field and a delight to work with!"

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PLEX HAS CHANGED THE LIVES OF EVERYONE IN MY COMPANY

"This company has changed the lives of everyone in my company. We have been able to do so much since we joined the team. We fight like family and love like parents if you are looking for a company that actually cares about the success of your business then Plex is the way to go."

Clarence Jones

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THANKS TO PLEX CAPITAL OUR FUTURE IS SECURE

"Amanda identifies with the underserved, minority, female, small business owner and embraces our unique challenges. Josh welcomed us with the promise of great service and they have delivered. Kayla provides exceptional support with patience, thoughtfulness, clarity and professionalism in a timely manner. Thanks to Plex Capital our future is secure and we can focus on building tremendous success."

Karen Millwood Voche'

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10/10 FOR COMMUNICATION, PROFESSIONALISM, & RESPONSIVENESS

"I have worked with Plex Capital for almost 2 years with 2 separate businesses and had a wonderful experience both times. All in all 10/10 for communication, professionalism and responsiveness."

Chianne Frasure

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PLEX CAPITAL IS AMAZING!

"Plex Capital is amazing! They are very professional and reliable. Sidney and Rick are always eager to help and a joy to work with. This company does not disappoint. I highly recommend them to others."

Solantra Health

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EASIEST COMPANY TO WORK WITH

PlexCapital is one of the easiest companies to work with. They have helped my friends with their business. Always willing to help. The owners' mentality is to help our little business grow by getting us bankable in the future."

Carlos Vides Advisor Academy

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BEST DECISION I'VE MADE THUS FAR FOR MY BUSINESS

"Plex capital is absolutely wonderful! The customer support and service is top tier. Plex has been a blessing in aiding me with the expansion of my company. I could not have chosen a better company to work with. Best decision I've made thus far for my business. I can assure you PLEX will get the job done!

Briana Jackson

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THEY HAVE BECOME THE ENGINE OF MY COMPANY

"Definitely a serious and dedicated company to help your business to grow, solve your funding problems for our businesses. Personally they have become my engine of my company! we love you Plex capital!"

Lupita Larumbe

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PLEX HAS BROUGHT LIGHT AND HOPE TO MY SMALL BUSINESS

"This company has brought light and hope to my small business! Amanda has been so patient and informative in my options but most importantly HONEST! Kayla has helped me tremendously with any questions I had. Very honored to be a client here :)"

Essential Healthcare Staffing LLC

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PLEX OPERATES IN THE SPIRIT OF SUCCESS

"I can't say enough great things about Plex Capital, this company operates in the spirit of excellence. I definitely recommend for any new or established business."

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PLEX HAS CHANGED THE LIVES OF EVERYONE IN MY COMPANY

"This company has changed the lives of everyone in my company. We have been able to do so much since we joined the team. We fight like family and love like parents if you are looking for a company that actually cares about the success of your business then Plex is the way to go."

Clarence Jones

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THANKS TO PLEX CAPITAL OUR FUTURE IS SECURE

"Amanda identifies with the underserved, minority, female, small business owner and embraces our unique challenges. Josh welcomed us with the promise of great service and they have delivered. Kayla provides exceptional support with patience, thoughtfulness, clarity and professionalism in a timely manner. Thanks to Plex Capital our future is secure and we can focus on building tremendous success."

Karen Millwood Voche'

Read Full Google Review