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Funding Solutions for Your Business in Kansas City

As businesses seek innovative funding solutions beyond traditional bank loans, alternative financing is rising to the forefront. invoice factoring emerges as a particularly effective strategy, offering a financial lifeline that doesn’t hinge on credit scores or collateral. Instead, this method turns your business’s outstanding invoices into immediate cash, providing both speed and adaptability in managing finances.


Invoice factoring is an excellent match for businesses at all stages, from startups to well-established entities. PLEX Capital’s services streamline your access to funds, bypassing the lengthy procedures and constraints typical of traditional loans. Reach out to us to discover how our approach to business funding can support the financial health of your company.

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Benefits of Choosing Invoice Factoring for Business Funds

Invoice factoring stands as a powerful tool in modern business funding. Plex Capital specializes in harnessing these benefits to support the growth and stability of diverse businesses. 

  • Immediate Cash Flow: Quickly convert outstanding invoices into cash, maintaining steady and healthy cash flow, crucial for businesses facing delayed payments.
  • Credit Accessibility: Significant for newer businesses or those with less-than-perfect credit, as invoice factoring focuses on the creditworthiness of the clients, not the business itself.
  • Flexibility for Growth: Allows businesses to seize growth opportunities, manage inventory, and expand operations without the typical wait of other financing methods.
  • Simplified Payment Collection: By handling the collection of factored invoices, PLEX Capital reduces the administrative burden on businesses, enabling them to focus more on core operations and growth strategies.
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Customized Funding Solutions Across Industries by PLEX Capital

PLEX Capital’s invoice factoring services are not one-size-fits-all; they’re carefully tailored to meet the specific demands of various industries.


Here’s how different sectors can uniquely benefit:

Managing payroll is a critical challenge, especially when waiting for client payments. Invoice factoring provides the necessary funds to ensure timely payroll, aiding in smooth operations and employee satisfaction.

These industries often involve significant upfront investment for projects. PLEX Capital helps manage these costs by providing immediate funds, enabling continuous project execution without financial hiccups.

Given the long project cycles and delayed payments common in construction, this funding solution is crucial. It offers the liquidity needed to cover materials, labor, and other costs, thereby maintaining project momentum.

This category, including legal, consulting, and other service-based businesses, often faces gaps between service delivery and payment. Invoice factoring bridges these gaps, ensuring steady cash flow for uninterrupted service provision and business growth.

Invoice Factoring vs. Traditional Business Funding Options

Unlike the lengthy processes of bank loans, invoice factoring provides immediate funding based on your invoices, without stringent credit checks or collateral. Another alternative, venture capital, involves exchanging equity and potentially a portion of control in your business, which isn’t the case with invoice factoring.


Similarly, crowdfunding and peer-to-peer lending platforms, while innovative, might not provide the immediate, straightforward cash injection that invoice factoring does. With PLEX Capital’s invoice factoring, you gain flexibility and maintain full control of your business, with the added benefit of expert support and guidance.

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Frequently Asked Questions

Have a question? We’re here to help.

  • What is invoice factoring and how does it differ from a loan?

    Invoice factoring involves selling your unpaid invoices to a factoring company like Plex Capital for immediate cash, unlike a loan which is borrowed money that you need to repay over time with interest.


  • How are the fees for business funding determined?

    Factoring fees are based on factors like the volume of your invoices, your customers’ creditworthiness, and the terms of the invoices. Plex Capital provides clear and upfront fee structures without hidden costs.

  • Will alternative funding affect my business’s credit score?

    Invoice factoring usually doesn’t impact your credit score directly as it’s not a loan. It’s based on your customers' creditworthiness, not yours.

  • Is there a minimum or maximum amount I can get funded?

    Plex Capital offers flexible factoring options. The amount you can factor depends on your invoice values and business needs, with both minimum and maximum limits tailored to fit those needs.


  • What happens if my customer doesn’t pay the invoice?

    The recourse depends on your factoring agreement. In non-recourse factoring, Plex Capital assumes the risk of non-payment, while in recourse factoring, your business would need to cover the unpaid amount.


A Community of Clients and Partners with Proven Results

Don't just take our word for it. Listen to the members of your community who have been able to pay their employees on time and expand their business thanks to help.

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Shemeks J

Verified Client Testimony

"In one sentence tell me why you use PLEX Capital? The reason I chose PLEX was that it was an engaging experience and all of my questions were readily answered. How has using PLEX Capital helped your business? It has helped my business to thrive. What is it like working with PLEX Capital? It has been educational and rewarding working with them."

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D. Richards

Verified Client Testimony

"Working with PLEX Capital has been an outstanding experience! The level of consistency, professionalism, and reliability that the PLEX team brings to the table has far exceeded my expectations. They are true professionals and experts in their field and a delight to work with!"

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PLEX HAS CHANGED THE LIVES OF EVERYONE IN MY COMPANY

"This company has changed the lives of everyone in my company. We have been able to do so much since we joined the team. We fight like family and love like parents if you are looking for a company that actually cares about the success of your business then Plex is the way to go."

Clarence Jones

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THANKS TO PLEX CAPITAL OUR FUTURE IS SECURE

"Amanda identifies with the underserved, minority, female, small business owner and embraces our unique challenges. Josh welcomed us with the promise of great service and they have delivered. Kayla provides exceptional support with patience, thoughtfulness, clarity and professionalism in a timely manner. Thanks to Plex Capital our future is secure and we can focus on building tremendous success."

Karen Millwood Voche'

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10/10 FOR COMMUNICATION, PROFESSIONALISM, & RESPONSIVENESS

"I have worked with Plex Capital for almost 2 years with 2 separate businesses and had a wonderful experience both times. All in all 10/10 for communication, professionalism and responsiveness."

Chianne Frasure

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PLEX CAPITAL IS AMAZING!

"Plex Capital is amazing! They are very professional and reliable. Sidney and Rick are always eager to help and a joy to work with. This company does not disappoint. I highly recommend them to others."

Solantra Health

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EASIEST COMPANY TO WORK WITH

PlexCapital is one of the easiest companies to work with. They have helped my friends with their business. Always willing to help. The owners' mentality is to help our little business grow by getting us bankable in the future."

Carlos Vides Advisor Academy

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BEST DECISION I'VE MADE THUS FAR FOR MY BUSINESS

"Plex capital is absolutely wonderful! The customer support and service is top tier. Plex has been a blessing in aiding me with the expansion of my company. I could not have chosen a better company to work with. Best decision I've made thus far for my business. I can assure you PLEX will get the job done!

Briana Jackson

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THEY HAVE BECOME THE ENGINE OF MY COMPANY

"Definitely a serious and dedicated company to help your business to grow, solve your funding problems for our businesses. Personally they have become my engine of my company! we love you Plex capital!"

Lupita Larumbe

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PLEX HAS BROUGHT LIGHT AND HOPE TO MY SMALL BUSINESS

"This company has brought light and hope to my small business! Amanda has been so patient and informative in my options but most importantly HONEST! Kayla has helped me tremendously with any questions I had. Very honored to be a client here :)"

Essential Healthcare Staffing LLC

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PLEX OPERATES IN THE SPIRIT OF SUCCESS

"I can't say enough great things about Plex Capital, this company operates in the spirit of excellence. I definitely recommend for any new or established business."

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PLEX HAS CHANGED THE LIVES OF EVERYONE IN MY COMPANY

"This company has changed the lives of everyone in my company. We have been able to do so much since we joined the team. We fight like family and love like parents if you are looking for a company that actually cares about the success of your business then Plex is the way to go."

Clarence Jones

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THANKS TO PLEX CAPITAL OUR FUTURE IS SECURE

"Amanda identifies with the underserved, minority, female, small business owner and embraces our unique challenges. Josh welcomed us with the promise of great service and they have delivered. Kayla provides exceptional support with patience, thoughtfulness, clarity and professionalism in a timely manner. Thanks to Plex Capital our future is secure and we can focus on building tremendous success."

Karen Millwood Voche'

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The Simple Steps to Getting Funded Today

We pride ourselves on the simplicity of our payroll funding process from start to finish.

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1. Sign Up for Free

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2. Send Your Invoices

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3. Get Funded Today

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